If I have a credit card limit of 2000.00 with an interest rate of 2% and a minimum monthly payment of 1% of my monthly balance and I have reached a 2000.00 balance , giving me a monthly payment of 20.00 how long before my minimum payment of 20.00 will surpass my monthly car payment of 150.00? and how long will it be before my minimum payment will surpass my 150.00 car payment, how long before it's more than my rent of 600.00 or more then my house rent of 1,200.00?